Protecting Your Family and Home From the Dangers of Lightening
As the seasons change, so do the elements and storms we are exposed to. This time of year, hurricanes and flooding rains are major problems we face. A by-product of these mysterious weather phenomenons is lightning. A lightning storm, also known as an electrical storm, can be extremely dangerous and destroy a home with a single blow. These erratic ribbons of energy seek to find refuge by kissing the earth with a tremendous force of energy and destroying anything that may be in its path.
At any particular moment, there are over 1,800 thunderstorms in progress somewhere around the globe and 25 million bolts of lightning reach out of the sky, coming in contact with the ground, annually.
Watching a good lightning storm zigzag across the sky is an awesome visual experience. The ominous ness and the electrical displays are extraordinary to watch. But, these displays of dancing energy come with a destructive power that steals more lives and causes more damage than floods, hurricanes and tornadoes – combined.
There is a way you can help to protect your home from being destroyed by these flashes of energy. Installing a lightning protection system can provide a path for the lightning to follow into the ground and help to direct it from melting the shielding in your homes electrical system and taking out the electronics and appliances plugged into your outlets. These systems do not prevent lightning from striking nor do they attract it, but help to direct its energy out of harms way.
Lightning protection systems that meet the latest standard requirements are considered to be 99% effective by Underwriters Laboratories. These systems can be partially concealed on the exterior or completely concealed during construction.
If lightning strikes the ground, it can affect whatever is within a 60 foot radius and 10 times that area, if it strikes water and can be lethal. On average, it can strike over 50 times within a quarter-mile of your home and is the leading cause of fires in suburban and rural areas.
There are several factors to determine if your home is at risk:
1. If your home is located in an open area
2. If lightning strikes were reported or seen within close proximity
3. If your home is located in an elevated area, like a mountain.
4. If you do not have a system to safely direct the path of electricity into the ground
A Few Lightning Facts
· A lightning bolt can travel from 25 – 45 miles horizontally prior to hitting the ground and can be from 6 to 8 miles in length.
· The size of a bolt is about 1 – 2 inches in diameter with the surrounding light making it seem a lot larger.
· A single bolt of lightning can become up to 5 times the heat of the sun and carries with it 1 billion volts of current and up to 20,000 amperes.
· The Empire State Building is struck by lightning over 100 times per year.
· Most lightning strikes occurs between 12 noon and 4 PM
In homes located where sandy soil conditions are prevalent, more elaborate systems are necessary. Sand is dryer than normal soil and does not conduct electricity in the same way that moist soil does. For areas with sandy soil conditions there is a system that dissipates the energy over more of an area than the simple lightening rod, cable and clamp system.
Although the rod and cable system is easier than the more elaborate systems, for the best results and to ensure that you meet the requirements for a lower deductible and discounted premium from your insurance carrier, have a licensed professional evaluate and install the best system to protect you, your family and your home.
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What Your Parent’s Never Told You About Owning a Home
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ü Selling Your Home In Any Market
ü Hiring the Right Contractor For You
ü Staying Within Your Budget
ü Looking Out For Contractor Scams
ü What Questions Should You Ask a Potential Contractor
Finding the right home improvement company to update or renovate your home doesn’t have to be a stressful and disheartening process. Yet most homeowners have no idea where to start because they are bombarded with bad press about contractors who are dishonest, inexperienced and downright unreliable. Homeowners today are wary of who they can trust.
Home Improvement Complaints and Scams:
“With lower-rate mortgages tempting homeowners to trade up to a bigger house, or to refinance and expand or repair their existing home, we’re finding that construction and home improvement activity is way up, and with it is the number of complaints in those areas,” said Consumer Protection Commissioner Edwin R. Rodriguez. (Consumer Affairs, January 2006)
“Home improvement complaints rank as the top consumer complaint in Connecticut and elsewhere across the country,” Rodriguez said. “While home improvements themselves can be expensive, any problems that arise often cost consumers thousands more to fix. Unfortunately, there have been many cases where a homeowner is left with a huge problem and has no financial means of getting it repaired.” (Consumer Affairs, June 2006)
Basic scams usually do not occur with accredited companies, so make sure the company you use is licensed. “The law requires home improvement contractors to register and follow certain procedures for a reason, to protect homeowners,” Rodriguez said. “This includes complying with state laws that assure consumers a level of financial protection.” (Consumer Affairs, June 2006)
Be Wary of Certain Sales Tactic:
According to the National Consumer Law Center at consumerlaw.org, unscrupulous contractors mostly target senior citizens. Do not fall into the trap of the following sales tactics that take advantage of homeowners:
• “Bait and Switch” – offers low prices for installed items like windows and home siding, and then tells the homeowner the item is out of stock and can only be replaced with a high-priced substitute.
• Misrepresent the urgency of a needed repair.
• Claim the item is more expensive than advertised because it has to be “custom made” to fit the home.
• Misrepresent that the consumer is receiving a discount because the home is selected to model the repair when, in reality, the consumer is paying market price or more.
• Misrepresent the energy savings, health benefits and value added to the home.
• Misrepresent the terms on which financing is likely to be arranged.
Practices to Follow for Finding the Right Contractor:
If you hire a contractor with a license and a good reputation (such as the Home Remodelers Group®), you are guaranteed to avoid unfinished work, financial wrongdoing and fraud.
The National Consumer Law Center has a list of suggestions for homeowners looking for a home improvement company:
• Do not hire an unknown contractor that solicits business by knocking on your door. Deal with companies recommended by friends or reputable building supply stores.
• Before agreeing to hire any home improvement contractor, get a second estimate for the same work from another contractor.
• Get references for the contractor and speak to those references. Ask about satisfaction and any problems that arose.
• Look at other work performed by the same contractor.
• Many states require contractors to be licensed and/or bonded. Check with the state licensing body to see if the contractor you are considering is licensed.
• Get a written contract describing explicit specifications of the work, the price (including details of any financing or credit terms), the responsibility for cleaning up, and the hourly rate for any added work. Ask for guarantees and other promises to be made in writing.
• If the written documents are different from oral promises, do not sign them.
• A 3-day right-to-cancel applies to door-to-door sales and home improvement loans even after the papers have been signed.
• Do not allow a contractor to begin work until financial arrangements to pay for the work are complete.
• Do not agree to pay the final payment until the project is finished.
• Do not consolidate other debts with a home improvement loan.
• If problems with a contractor or home improvement lender arise, get help from a lawyer or housing counselor immediately.
Take Care of Your Home:
The Home Remodelers Group® has been in business since 1964 and there is a simple reason for our longevity. We take great pride in helping our customers beautify their homes, we enjoy our work and we want our customers to be happy with their homes. The Home Remodelers Goup® is licensed and insured so you can feel secure when working with us. Before you sign any contract, we provide a written estimate and detailed information on the scope of the project. You’ll know exactly what you are getting before we do anything. We do this to provide our customers with peace of mind. We have survived in this business because we focus on customer satisfaction, attention to customer service and offer quality products at a fair price.
Think of your home like a child that needs a doctor. You would take your child to a licensed and professional doctor, not someone that comes to your door. So make sure your home receives the care it deserves by hiring experienced and well-accredited home improvement professionals.
For more information visit http://www.homeremodelersgroup.com/?source=articles
Common DIY and Home Improvement Worries
Many people who have home improvement questions ask friends or family or even neighbors but what do you do when they are not around? You can’t very well ask someone who is not there. So who do you turn to in your time of need?
Well, when you have a question there are lot of different options when a real person isn’t around. First, you can read up about home improvement in a book or magazine, secondly you can flick through a catalogue and hope they have answers to your questions or you can jump on your computer and go to the good old reliable internet. There is a world waiting at your fingertips and no doubt that the internet has all the answers to your questions.
Books, magazines and catalogues are only updated and published weekly or monthly, so you can be sitting there with this week’s edition of the “home improvement” magazine and it doesn’t have the answer to your questions and it is another week or month until the next one comes out. But that option of course is not good to you, you have half started a job and can’t remember how to finish it, you obviously can’t just leave it incomplete for weeks on end!
The best option is the internet. It’s full of information on anything and everything so you are absolutely sure to find an answer to any question you have! Home improvement questions are asked by thousands of people each day and they always log off the internet leaving very happy and of course knowing the answer to their question. The internet has vast amounts of information on any topic or subjects in the world so a question based on home improvement is sure enough to find at least one hundred answers.
Home improvement questions are asked by everyone, not everyone knows the answers to everything. Sneaking onto the internet seeking answers is those men who think they can do the job then get half way into it and realize that he doesn’t know how to do the job and is scared to ask the wife what to do.
So when a family member isn’t around or your neighbors have popped out for the day, just log on and access millions of pieces of information all at the click of a button. The information is fast, free but not often very reliable; but well at least you are getting your question answered.
Ideas For Improving Your Home
There are thousands of home improvement tips available from friends, family, books, television and even the internet. Tips are a great way to find out what way to re decorate your home if you have decided on some home improvement. Many magazines and television channels are jam packed with all different sorts of tips, whether it is building a new part of the house or just some simple styling.
Tips can come in the form of some warm advice from friends and neighbors or as some good techniques and drawings illustrated in magazines. They are all over the place, you just need to know where to look. In the UK the biggest home improvement conquests are home styling. People aren’t just adding driveways and extra bedrooms onto their homes, they are looking for new ways to make their homes comfortable and stylish places to live.
Whereas Americans are all for the lets knock down the house and build another one type of home improvement they are all full of radical and insane but effective ways of home improvement! They see this as a special and life changing project! In the UK home improvement is not attempted by anyone less than a professional!
When reading home improvement tips, try a few of them. You never know it may sound a bit strange in the idea but it could very well work for you and your home. You never know until you try! Only do something radical if it is something that you really want, small changes are ok to do but a big change is a big responsibility. You have to make sure that you can afford to do it and you are going to like the end product.
Home improvement tips are a fantastic way to get your stylish side out of the closet and into action. Don’t get stuck behind with old designs and out of date homes, spruce up your home life and let your house do the talking!
